Ford Finance Center in St. Charles, IL

Financing & Leasing

Welcome to the finance center at Hawk Ford of St. Charles, where each financial specialist is committed to helping you find the best deal on a new or used Ford vehicle. We work with a variety of credit types, offer several financing tools, and work with trusted financing sources to help find you a loan with a rate suited to your budget. If you have any questions about beginning the process, reach out to our dealership in St. Charles, IL, online or by calling  (630) 384-9905.
9:00 am – 8:00 pm
9:00 am – 8:00 pm
9:00 am – 8:00 pm
9:00 am – 8:00 pm
9:00 am – 8:00 pm
9:00 am – 6:00 pm

Apply for Ford Financing Online

At Hawk Ford of St. Charles, we understand how intimidating the financing process can seem. That’s why we make it easy for you to apply right from your own home. Simply fill out our online financing application using your personal, employment, and residential information to receive your financing offer! If you’d like to work more closely with one of our financial specialists, we encourage you to call our finance center or send us a message.

Credit Options

Not sure if your credit will stand in the way of your car-buying goals at Hawk Ford of St. Charles? Our team is dedicated to working with you to ensure you drive home happy in a new or used Ford vehicle regardless of your credit. We offer a selection of financing tools designed to help simplify and prepare you for the financing process so there are no surprises. Reach out to our financial experts online or by phone at  (630) 384-9905 to learn more about how you can shop within your budget at Hawk Ford of St. Charles.
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Ford Financing Tools

When you use Hawk Ford of St. Charles for your car-buying needs, you have access to a myriad of tools to help you navigate the financing process. Value your trade-in vehicle online in three easy steps, or use our credit estimator to safely determine where your credit stands. You can also utilize our payment calculator to gauge your estimated monthly payments on the vehicle you want.

Finance & Lease Specials

Looking to save a little extra when you visit Hawk Ford of St. Charles? Peruse our current finance specials to find a great deal on your next Ford vehicle purchase with us! You can also take advantage of our available lease offers for more opportunities to save.

What to Bring to the Finance Center

Our team is committed to simplifying your car-buying journey at Hawk Ford of St. Charles. To make the financing process easier, we recommend bringing the following items to your appointment at our finance center:

  • Driver’s license or government ID
  • Proof of income (W2s, paystubs, or letter of employment)
  • Proof of residence (apartment lease, bank statement, pay stub, or utility bill showing your name and address)
  • Vehicle trade-in (vehicle title, registration, and all original equipment)
  • Source of down payment
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Visit Our Ford Finance Center in St. Charles, IL, Today!

If you’re looking for financing options on a new or used Ford vehicle, we invite you to visit Hawk Ford of St. Charles today! Contact a specialist in the finance center at our dealership in St. Charles, IL, by phone at  (630) 384-9905 or through our online contact form to set up an appointment, and take a look at our convenient hours and directions to help plan your visit.

What Can I Afford?

Only an estimate. Excludes taxes, title, license, and insurance.
Monthly payment

The amount you can afford to pay monthly for the vehicle.

Down Payment

A down payment is an initial, upfront payment you make toward the total cost of the vehicle. Your down payment could be cash, the value of a trade-in, or both. The more you put down, the less you need to borrow. A larger down payment may also reduce your monthly payment and your total cost of financing.

Trade-in Value

The trade in value is the amount that a dealer is willing to offer you towards the purchase of a new vehicle in exchange for your current one. It’s typically based on the market value of your vehicle (the amount it would sell for on the open market).

Payoff Amount

Your payoff amount is how much you will actually have to pay to satisfy the terms of your mortgage loan and completely pay off your debt. Your payoff amount is different from your current balance.

Additional Down Payment

Additional down payment in cash.

Loan Term

This is the length of your auto loan, generally expressed in months. A shorter loan term (in which you make monthly payments for fewer months) will reduce your total loan cost. A longer loan can reduce your monthly payment, but you pay more interest over the life of the loan. A longer loan also puts you at risk for negative equity, which is when you owe more on the vehicle than the vehicle is worth.

Finance Rate (APR)

This is the annual percentage rate, and is not always the same as the interest rate. This represents the annual rate that is charged, and as such, is the actual annual cost to the consumer over the course of the auto loan. The APR will allow you to more easily shop and compare car loans, since it equates all loans to the same annual rate.

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Finance Questions?

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